operating lease

An operating lease is essentially a method of renting an asset for your business over a short to medium timeframe or for a fraction of the item’s useful life.

operating lease

grow your business with an operating lease...

Operating leases are the simplest form of equipment leasing, where the customer doesn’t take on the risks and rewards of owning the asset (such as maintenance costs).

An operating lease is essentially a method of renting an asset for your business over a short or medium timeframe.

Operating leases include some kind of maintenance provision and they often have relatively short lease periods — meaning you would have more flexibility than they would with finance lease or hire purchase.

If you don’t have time to speak to someone, Asset Finance Compared is our online platform that allows you to get a Decision in Principle in 60 seconds, wherever you are.

Call 0115 958 6872, email enquiries@maffinancegroup.co.uk  or fill in an enquiry form for further information.


operating lease explained...

things to consider...

term length

Assets can be funded
for up to 7 years

useful life

Funding can be arranged over the useful life of the asset, sometimes with a balloon payment


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so how does operating lease work?

You contact us and tell us that you want to raise some money and have some equipment that you own and want to refinance.

We then contact one of our many funders who will then offer a valuation of the equipment by using the details of the vehicle that you provide - make, model, hours worked/mileage etc.
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We can lend up to 100% of the valuation, though this depends on you business, the chosen funder and your business credit rating.

For example, if the funder states that the machine is worth £100,000, we may be able to arrange funding for you for that amount against that machine.
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We then offer you a quote and if you're happy, we proceed to get you credit approved and issue all required documentation.
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Once everything is approved, the funder releases the money and you begin paying your monthly instalments on the pre-agreed date.

get in touch...

If you would like to get a quote or need further information, simply fill in the form and we will contact you on the date and time that you request.
If you’re having trouble submitting the form, or want to speak to someone directly, you can call us on
0115 958 6872 and a member of our team will be happy to speak to you.
Alternatively, email us at enquiries @maffinancegroup.co.uk.