Business Loan Calculator Offer
Bespoke Finance Solutions
Provided by MAF Finance Group
Business Loan Calculator
MAF Finance Group helps UK businesses access business loans from £25,000 up to £750,000, with no collateral required and decisions within 48 hours.
Whether you need to boost cash flow, invest in growth or cover an unexpected cost, our whole of market lender panel means you get funding based on your business's creditworthiness alone, with a fast, simple application process and funds typically released within 24 to 72 hours of final checks.
Available to limited companies, LLPs, PLCs, sole traders and partnerships trading for at least 6 months with a minimum monthly turnover of £5,000, an unsecured loan can be used for payroll, stock purchases, cash flow, tax bills or debt consolidation, with benefits including competitive rates for strong credit profiles, repayment holidays, no early repayment fees and easy top up options.
As there is no collateral, a personal guarantee is required from at least one director or shareholder with more than 50% shareholding, and shareholders with 20 to 25%+ ownership may also be asked to guarantee.
Use our business loan calculator below to find out how much you can borrow
- Apply as a limited company without affecting your credit score
Dedicated Finance Expert Supporting Business Loan Calculator
Jake Dye is MAF Finance Group’s representative for providing finance and business solutions.
Business Loan FAQs
Can I get a small business loan even if I have existing debt?
It is possible to get a small business loan even if you have existing debt. However, having outstanding debt may affect your eligibility, as lenders will assess your ability to manage additional financial obligations. Lenders may also consider factors such as your credit score, cash flow, and your business’ overall financial health when deciding.
How do I improve my chances of qualifying for a professional loan?
To boost your chances of approval, it’s important to maintain a good credit score and keep your financial documents well-organised. Demonstrating stable income and a healthy trading history will be beneficial. Reducing any existing debts can also improve your affordability profile. Additionally, clearly outlining the purpose of the loan and how it will benefit your business can help reassure lenders of your reliability.
How much can you borrow with a professional loan?
Loan amounts generally range from £25,000 to £2,000,000. The amount you can borrow will be based on factors such as your income, credit history, length of practice, and overall financial health. Professionals with a strong track record or growing businesses may qualify for larger amounts. Some lenders also offer tailored products based on your specific profession and business needs.
Can I get a working capital loan even if I have existing debt?
It is possible to get a working capital loan even if you have existing debt. However, having outstanding debt may affect your eligibility, as lenders will assess your ability to manage additional financial obligations. Lenders may also consider factors such as your credit score, cash flow, and your business’ overall financial health when deciding.
What can I use a professional loan for?
A professional loan can be used to fund a range of business-related expenses such as setting up or refurbishing your office, purchasing specialist equipment, or expanding your practice. Many professionals use this type of loan to help grow their business or meet unexpected financial needs.
How much can you borrow with an unsecured business loan?
The amount you can borrow with an unsecured business loan depends on your business’s financial profile. Typically, businesses can borrow £10K up to £750K depending on the companies credit score and trading history.
What can I do to improve my chances of qualifying for a business loan?
To improve your chances, focus on strengthening your business's financial profile. This includes maintaining a strong credit score, demonstrating consistent revenue growth, and providing a solid business plan that outlines how the use of the loan. Lenders may also look for a good track record of managing debt and cash flow.
Can I apply for a business loan as a startup business owner?
Yes, startup businesses can apply for a business loan, provided they meet the eligibility criteria. While requirements may vary, the loan is designed to support businesses in any stage by offering accessible financing options to help them grow.
Have Any Questions?
Qualified Team Available
Have Any Questions?
Qualified Team Available