Our property division provides finance from commercial mortgages to property development finance to businesses across the UK.
Our specialist property finance team is led by Dave Chapman who has over 35 years of experience in the property finance industry. Dave has headed up our property team for the past 15 years having previously lead teams for Bank of Ireland and Royal Bank of Scotland.
The property finance team can help with any financial needs that a range of businesses might have. This includes commercial mortgages, property development and bridging loans.
Whether it’s a commercial mortgage or property development finance, we have the ability to help you with your property finance.
If you’re a first-time developer, we have a specialist property team that will be able to walk through the process with you.
And if you’re an experienced portfolio owner, we have members of the team who have been in the property finance arena for over 25 years.
We can also arrange other products such as bridging loans and unsecured loans, or look at other options like restructuring existing finance agreements to unlock cash for your business.
We offer a range of property finance solutions, including:
Property development - We arrange loans typically ranging from £100k to £50m, up to 70% loan to GDV and over 90% loan to cost. The specifics depend on the sector.
Commercial mortgages - We can secure mortgages for up to 80% of either the purchase price or the property's valuation on a vacant possession basis, whichever is lower. The exact figure is determined upon contact.
Buy-to-let mortgages - Whether you're a seasoned property portfolio landlord or a first-time investor, we can assist with buy-to-let mortgages using our diverse panel of funders.
Bridging finance - Working with a large panel of funders to secure funding we can help with conventional unregulated bridging transactions through to the far more speculative cases we are often presented with.
We support scenarios such as land acquisitions, developer exits, refurbishment finance, valuation-only funding, and more. We prioritize flexibility and speed, offering options for remote communication or face-to-face meetings.
10,000+ Companies Helped
Supporting businesses of all sizes with whole market financial access.
We work with you and the lender of choice to determine the required loan amount, with the lender specifying the terms and conditions. Following your acceptance of the terms and conditions, you will get the full amount and typically make monthly repayments with interest for the specified period of time.
Property development - The loans we can arrange are typically between £100k and £50m, up to 70% loan to GDV and upwards of 90% loan to cost:
Commercial mortgages - the typical scenarios and property types we can arrange funding for use loans between £25k and £25m. They include:
Buy-to-let mortgages - Below are a number of property types or scenarios where we can look to support businesses:
Bridging loan - sizes tend to range from £50k to £25m, there have been a variety of scenarios that we can help with, including:
Property finance often varies and depends on the business and type of finance required.
Typically, it can take anywhere from a couple of weeks to months to get finance in place. Finance applicants for property finance should have all their accounts in order and available for inspection, just like with any other type of business funding. Bank statements, the last three to five years’ worth of certified accounts, business plans, and specifics on assets and liabilities can all be required.
MAF Finance Group can compare finance offerings from a wide panel of lenders to find the best option for you.
If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at firstname.lastname@example.org.
Asset finance allows you to purchase an asset for your business by spreading the cost over monthly repayments meaning you won’t need to use your working capital.
Asset refinancing is a way of raising capital against assets you hold on your balance sheet.
Asset-based lending (ABL) is a type of finance in which a business can use its assets, such as inventory and property to release working capital.
Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.
Invoice finance provides early access to the funds owed to you in unpaid invoices. If you find your business waiting for customers to pay for your services or products, you could use invoice finance as a way of getting paid sooner.
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