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Technology Finance

Our technology division provides finance for a range of business-critical hardware such as new office laptops or security systems to businesses across the UK.

What is Technology Finance?

With constant improvements to technology, keeping on top of it can often be costly, with IT companies often switching off support for those systems that haven’t been updated.

Whether you’re looking for new laptops with the latest software or need to upgrade your security system to a new CCTV package, we can help.

We can also arrange other products such as unsecured loans or look at other options like restructuring existing finance agreements to unlock cash for your business.

Some of the technology equipment we can finance

We offer a range of technology finance solutions, including:

AV Equipment Finance – We can arrange finance for audio-visual (AV) equipment. Whether it’s a group of projectors or multiple plasma LCD screens, our team will be able to assist.

CCTV Equipment Finance – Whether you require infrared and night vision CCTV or wireless IP systems, we can help by arranging finance to suit your needs.

Drone Finance – If you’re just starting with your first commercial drone or are planning on adding to your fleet, we can arrange finance for all types of AV equipment.

LED Lighting Finance – The most energy-efficient lighting for a warehouse is LED lighting. Using less energy than any other lighting while usually having better Lumen outputs, LEDs can be purchased as complete fixtures or retrofitted.

Software Finance – Developing the latest app or having the most recent software for your business can be exciting. We can arrange finance for software development installation.

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How does technology finance work?

Technology finance is a type of asset finance in which the cost of the technology is spread out over the asset’s lifespan.

This improves your business’s cash flow and financial flexibility because you will not have to pay the full cost upfront, and budgeting will become easier as you will be paying in monthly instalments.

If the technology in your business needs to be scaled up or modernised, the financial agreement between you and the lender can be modified to meet your changing needs.

Why may you require technology finance?

  • Increase speed, efficiency and operational productivity
  • Invest in green technologies to reduce energy consumption
  • Use the latest technology developments
  • Increase competitiveness
  • Enhance customer relationships
  • Flexible payment terms
  • Improve security
  • Assist with cash flow, growth and cost-saving measures

What technology could be financed?

There’s a range of technology assets that can be financed through finance lease and hire purchase.

Below are some examples of technology finance products:

  • PCs, laptops and monitors
  • Servers and mainframes
  • Printers, 3D printers and photocopiers
  • Telephone systems
  • Audio-visual equipment
  • Mobile devices, including handhelds and tablets
  • Electronic point-of-sale equipment
  • Data centres
  • Software

Why are technology assets called "soft assets"?

Soft assets may be more difficult to acquire through asset financing because they typically provide less security to a lender than a hard asset.

Technology is a soft asset because it generally has little to no resale value at the end of the finance agreement. All technology has a period in which it functions optimally before it becomes obsolete and slow. In addition, technology advances at a rapid pace, resulting in a further decline in value over time. However, technology is important to ensure that a business operates efficiently and effectively. 

How long does it take to secure technology finance?

Technology finance often varies and depends on the business and type of finance required.

Typically, it can take anywhere from a couple of days to weeks to get finance in place for your new purchase. Finance applicants for technology finance should have all their accounts in order and available for inspection, just like with any other type of business funding. Bank statements, the last three to five years’ worth of certified accounts, business plans, and specifics on assets and liabilities can all be required.

Applying for technology finance

MAF Finance Group can compare finance offerings from a wide panel of lenders to find the best option for you.

If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at

Other Products We Offer

Additional products in our extensive range of Financial Solutions

Asset Refinance

Asset refinancing is a way of raising capital against assets you hold on your balance sheet.

Finance Lease

A finance lease is simply renting the asset over an agreed period of time and you usually remain responsible for the maintenance.

Hire Purchase

Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.

Invoice Finance

Invoice finance provides early access to the funds owed to you in unpaid invoices if you find your business waiting for customers to pay for your services or products.

Personal Contract Hire

Personal contract hire is a long-term vehicle rental agreement for vehicles such as cars, vans or trucks.

Unsecured Loans

An unsecured loan is a way of injecting cash into your business if you need help with working capital or general expenses.

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