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Agriculture Finance

Our agriculture division provides agriculture finance and business loans to a range of businesses across the UK.

What is Agricultural Finance?

Agriculture finance comes in many different forms. Whether it’s an unsecured loan for a farm or getting finance to purchase dairy herds or combine harvesters.

Our specialist agriculture team will be able to help with any financial needs you might have.

We can provide finance for a wide variety of agricultural assets, from cultivators, tractors and combine harvesters to livestock, robotic milking machines and crop sprayers, and we’ll guide you through every part of the agriculture finance process.

As well as arranging funding for the purchase of new and used agricultural equipment, we can also look at other options like restructuring existing finance agreements or providing flexible seasonal payment options.

With the government’s target of being carbon net zero by 2050, we are also keen on working with businesses who are looking to utilise renewable energy.

Some of the agriculture equipment we can finance

We offer a range of agriculture finance solutions, including:

Combine Harvester Finance – Combine harvesters are vital for efficiently harvesting a variety of grain crops and there are many types of available.

Dairy Herd Finance – You may want to replace some of your existing cows or expand your herd.

Tractor Finance – Tractors are the lifeblood of any farm and are vital to the success of a lot of agricultural businesses. With no age limitation, any tractors or other machinery that you’re looking at purchasing can be new or used and supplied by either a specialist dealer or bought privately.

Harvester Finance – A wheeled harvester can provide an efficient and safe way to improve productivity when tree harvesting in any forest condition.

Woodchipper Finance – A shredder or woodchipper is an ideal way to dispose of branches and forestry and gives you the opportunity to turn wood into chippings that can be easily transported, composted or burned as fuel.

Agriculture Equipment Finance – Whether it’s a crop sprayer, hedge cutter or milking robot, agriculture equipment finance covers all the equipment you might need to expand your business.

Farmland Finance - With acreage and property opportunities often coming up in the world of agriculture, ensuring that finance is secured quickly is key in purchasing the farmland you need.

We Have an
Appetite For ‘Yes’

10,000+ Companies Helped
Supporting businesses of all sizes with whole market financial access.

How does agriculture finance work?

We work with you and the lender of choice to determine the required loan amount, with the lender specifying the terms and conditions. Following your acceptance of the terms and conditions, you will get the full amount and typically make monthly repayments with interest for the specified period of time.

Why may you require agricultural finance?

  • Adaptation to regulations
  • Climate change
  • Consumer preferences
  • Expansion of production (including land purchase)
  • Higher market share
  • Improve economies of scale
  • Increase competitiveness
  • Modernising farm and machinery to increase efficiency
  • Reduce costs

How long does it take to secure agriculture finance?

Agricultural finance often varies and depends on the business and type of finance required. It might take a few weeks or may require several months of planning. Applicants for agriculture finance should have all their accounts in order and available for inspection, just like with any other type of business funding. Bank statements, the last three to five years’ worth of certified accounts, business plans, and specifics on assets and liabilities can all be required.

Secured borrowing, which necessitates the value of the collateral prior to terms being agreed upon, will take longer to obtain than unsecured finance.

It can take a long time to approve loans to establish a farm. A new farmer needs a strong business plan, cost and revenue estimates, and an excellent credit history both personally and in any prior businesses if they have no prior experience. Established farmers looking to mortgage existing property or buy new land might receive a response more quickly, but they should still anticipate a few weeks.

Through out this process the MAF Finance Group agriculture team will help and guide you through the process, co-ordinate between you and the lender and make the application as streamlined and efficient as possible.

Applying for agriculture finance

MAF Finance Group works with a wide panel of banks and alternative finance providers to deliver the most competitive and flexible solution for you.

If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at

Other Products We Offer

Agriculture products in our extensive range
of Financial Solutions

Combine Harvester Finance

We can arrange farming finance and funding for your combine harvester. Whether it’s a controlled or self-propelled harvester, our team will be able to help.

Dairy Herd Finance

We can arrange farming finance and funding for your dairy cows. Whether it’s to replace your existing herd or expand, our team are here to help.

Harvester Finance

We can arrange farming finance and funding for your harvester. Whether it’s a wheeled harvester, logging machine or other forestry equipment, our team are here to help.

Woodchipper Finance

We can arrange farming finance and funding for woodchippers. Whether it’s a woodchipper, stump grinder or a loader, our team are here to help.

Tractor Finance

We can arrange farming finance and funding for tractors. Whether you want to buy a used or new one, our team are here to help.

Farmland Finance

We can arrange finance and funding for the purchase of farmland. Whether it’s the buying of land or construction, our team are here to help.

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