Business Loans
A business loan is a quick financing method that can help your company growth, boost cash flow and expand working capital.
Last updated: 06/05/2025
Business loans for UK businesses
Business loans are an ideal option for businesses that need a quick injection to their capital. Business loans provide flexibility that other finance facilities may not be able to offer. With a wide range of business loans on the market and products designed for different business needs.
You can access short-term and long-term loans or loans for growth projects and start-up finance. You also have to consider whether a secured or unsecured loan is a better fit for your business.
What is a business loan?
A business loan allows businesses to borrow capital, instead of a loan for individual use. Business loans provide the funding necessary to allow your business to grow, manage cash flow or purchase stock.
At MAF Finance Group, we have a large panel of funders, providing us the ability to explore the entire market to find the right solution for you. Regardless of your business loan requirement, we will deal with the entire process from start to finish, ensuring you can continue to complete your day-to-day business operations on time.
Bespoke Business
Finance Solutions
Extensive Product Suite
Facilities tailored to diverse business needs, helping businesses grow and thrive.
What types of business loans are available?
- Unsecured Business Loan
- Growth Guarantee Scheme (GGS)
- Revolving Credit Facility
- Small Business Loans
- Working Capital Loan
- Secured Business Loan
- Tax Loan
- MBO Loan
- Stocking Funding Loan
How does a business loan work?
Whether you are a small or an established business, businesses at any stage of their journey require funding to invest in new technology, purchase stock, increase their working capital, increase their cash flow or fund acquisitions.
When you apply for a business loan, you can borrow from £10,000 to £2,000,000 with repayment lengths ranging from 3 months to several years.
The process will vary based on the type of loan chosen, however, some guidelines to follow are:
Once you reach out to us, we will request some details and documentation from you. The specifics will vary based on your business and the purpose of the loan. Typically, this includes your most recent financial statements, your bank statements from the last 6 months, and personal information for any business directors.
Once we receive and verify this information, we will submit the documents to our extensive panel of funder, who typically respond quickly within 48 hours. Additionally, we will need to conduct identification verification and ensure compliance with Know Your Customer (KYC) regulations for both your business and its directors.
Once you agree to the terms and conditions of the loan, we will send you the necessary documents for signing and return. After completing the final verification steps, the funds will be transferred to you.
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Appetite For ‘Yes’
10,000+ Companies Helped
Supporting businesses of all sizes with whole of market financial access.
What can I use a business loan for?
- Expanding your business
- Boosting cashflow
- Purchasing stock
- Finance assets
- Business acquisition
- Working capital
- Hiring and paying new staff
- Refinance existing assets
- Paying suppliers
How to apply for a business loan
MAF Finance Group works with a wide panel of banks and alternative funders and can assess which funder provides the most competitive financial solution for you.
If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at [email protected].
Growth Guarantee Scheme
The Growth Guarantee Scheme (GGS) helps UK businesses of all sizes access business loans from £10K up to £2 million.
Secured Business Loans
A Secured loan is a way of injecting cash into your business if you need help with working capital or general expenses.
Unsecured Business Loans
An unsecured loan is a way of injecting cash into your business if you need help with working capital or general expenses.
Tax Loans
A tax loan allows you to take control of your cashflow and spread the cost of your tax bill into more manageable monthly payments.
Business Loans FAQs
Who are MAF Finance Group?
MAF Finance Group is a nationwide finance broker, with a highly experienced 50+ strong team of finance experts and industry specialists spanning construction, manufacturing, healthcare, agriculture and renewables, fleet management and vehicle leasing. MAF works with a large panel of banks and alternative funders providing access to finance for investment and refinance of asset purchases along with commercial mortgage and invoice finance facilities.
What is the minimum deposit requirement?
The minimum deposit is typically the VAT amount only, meaning you only need to pay the VAT on the total purchase price at the start of the agreement. The remaining balance will be financed over the agreed term.
Benefits of using a finance broker?
Whilst banks can offer different rates, they often reject certain types of purchase and have strict lending criteria. MAF Finance Group has access to a panel of specialist lenders with a variety of options and rates that are not available to customers who go direct. We can also explore the whole lending market, saving you time and effort whilst giving you competitive rates and a greater chance of acceptance.
What's the different between unsecured and secured business loans?
An unsecured loan provides a cash flow boost without requiring company assets as collateral. However, this may result in a lower borrowing amount and higher interest rates due to the increased risk for the provider. Alternatively, a secured business loan is backed by valuable assets as security such as a property.
Why choose MAF Finance Group?
As a leading nationwide finance broker, we have access to a full market of funders, banks and alternative funders. With dedicated teams of sector specialists and industry specialists in the construction, healthcare, agriculture, renewables and fleet management sectors we can help all businesses with their funding requirements.
What we do?
Providing market-leading professional business solutions and bespoke financial packages across all industries and sectors. With in-house experts across all financial facilities from unsecured loans, hire purchase agreements to corporate ABL packages.
Have Any Questions?
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Business Loan Case Studies
Have Any Questions?
Qualified Team Available