Financing Your Business Essentials

Asset finance allows you to purchase an asset for your business by spreading the cost over monthly repayments meaning you won’t need to use your working capital.

Asset refinancing is a way of raising capital against assets you hold on your balance sheet.

Asset-based lending (ABL) is a type of finance in which a business can use its assets, such as inventory and property to release working capital.

A business loan offers fast access to funds to support business growth, improve cash flow or expand working capital.

A finance lease is simply renting the asset over an agreed period of time and you usually remain responsible for the maintenance.

The Growth Guarantee Scheme (GGS) helps UK businesses of all sizes access business loans from £10K up to £2 million.

Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.

Invoice discounting is a form of invoice finance to release cash if you’re waiting for customers to pay for your services or products.

Invoice factoring is a form of invoice finance to release cash If you’re waiting for customers to pay for your services or products.

Invoice finance provides early access to the funds owed to you in unpaid invoices if you find your business waiting for customers to pay for your services or products.

A management buyout allows a business' management team to purchase the company from the current owners, which can be both a partial or full buyout. 

Personal contract hire is a long-term vehicle rental agreement for vehicles such as cars, vans or trucks.

Professional loans help businesses invest in specialised services, equipment, or workforce development.

A revolving credit facility is a short-term financial solution that allows business to access credit to support working capital.

A Secured loan is a way of injecting cash into your business if you need help with working capital or general expenses.

A small business loan is a type of finance that can help small businesses to growth, increase cash flow and boost working capital.

Stocking finance, also known as stock funding or unit stocking, is a  facility given to dealerships relating to its vehicle stock.

A tax loan allows you to take control of your cashflow and spread the cost of your tax bill into more manageable monthly payments.

An unsecured loan is a way of injecting cash into your business if you need help with working capital or general expenses.

VAT deferral allows you to defer VAT payments for 3 months meaning you will have additional time to make the VAT payment on your purchase.

Our vendor partnership scheme allows your businesses to have access to a finance option, improve routes to market and give your customers an easier way of purchasing assets such as equipment, machinery and vehicles.

A working capital loan is ideal for businesses needing a short-term finance solution, providing sufficient cash flow and enabling a business to carry out day-to-day operations.