Waste & Recycling Finance

Meet The Team

Dedicated team of Waste and Recycling Finance Experts

Our specialist team is led by Liam Given who has over 10 years of experience in the finance industry, specifically helping waste and recycling businesses secure funding.

"We specialise in arranging finance for waste and recycling solutions. We support businesses across the UK in managing business waste, improve efficiency, and support their goals for a greener future." - Liam Given, Relationship Director

The waste and recycling team can help with any financial needs that a range of businesses might have.

What is Waste and Recycling Finance?

Waste and Recycling finance is a specialised type of funding designed to help businesses in the waste management and recycling sectors acquire essential equipment and infrastructure. This type of finance enables companies to invest in high-value assets such as Material Recovery Facilities (MRFs), balers, shredders, trommels, and refuse collection vehicles—without the need for large upfront capital outlays.

By leveraging tailored financing solutions such as Hire Purchase or Finance Lease businesses can manage cash flow effectively while ensuring they have the necessary machinery to optimise operations, increase efficiency, and support sustainable growth.

Our in-house waste and recycling specialist team can assist with any of your financial requirements.

Common Challenges Businesses Face When Purchasing Waste and Recycling Equipment – And How We Can Help

Significant upfront deposit

Purchasing recycling equipment often requires a significant upfront deposit, which can be a challenge for many businesses. We can help by refinancing existing assets within the business, providing an unsecured business loan, or restructuring existing debt to generate the cash for the deposit. This allows companies to gain the necessary cash to invest in new recycling machinery without straining their cash flow.

Complex staged payment requirements

Recycling equipment purchases can involve complex staged payment requirements from vendors, making it difficult for businesses to manage cash flow effectively. We can offer a range of tailored finance solutions to accommodate these structured payment plans, ensuring that suppliers are paid on time.

Limited Appetite from Traditional Lenders

Many traditional lenders have a restricted appetite for financing recycling equipment due to day 1 depreciation and high ‘wear and tear’. However, MAF Finance Group has access to a wide panel of specialist funders who understand the value and longevity of recycling machinery. This enables us to secure competitive rates and favourable terms for businesses looking to invest in recycling equipment.

Some of the waste and recycling equipment we can finance

We offer solutions for a variety of waste and recycling assets, including:

• Shredders
•  Material re-handlers
•  Materials recovery facility (MRF)
• Optical sorters
• Balers
• Trommel screen  

What is the Circular Economy?

The circular economy is a sustainable approach that focuses on minimising waste and maximising the lifespan of resources. Unlike the traditional "take, make, dispose" model, it promotes the continual reuse, refurbishment, and recycling of materials to create a closed-loop system. This reduces reliance on raw materials, decreases environmental impact, and supports long-term resource efficiency.

Key Principles of the Circular Economy:

• Eliminating Waste: Products are designed with longevity and recyclability in mind.
• Extending Product Lifecycles: Goods are refurbished, remanufactured, or repurposed to reduce disposal.
• Restoring Natural Systems: Sustainable practices, such as recycling and responsible sourcing, help regenerate ecosystems.

How Asset Finance Supports the Circular Economy

Asset finance plays a crucial role in helping businesses transition to circular economy practices. By offering flexible funding solutions, it enables companies to acquire essential equipment, technology, or machinery without large upfront costs. This allows businesses to implement sustainable solutions while maintaining financial stability.

Types of Asset Finance Used in Circular Economy Sectors:

Equipment Leasing: Businesses can access machinery and technology without full ownership, making it ideal for recycling facilities and manufacturers.

Hire Purchase: Enables businesses to spread payments over time while working toward full ownership of recycling equipment.

Operating Leases: Short-term leasing options allow companies to upgrade equipment as technology advances, ensuring efficiency in recycling and waste management.

By utilising asset finance, businesses can remain competitive, reduce environmental impact, and seamlessly integrate circular economy principles into their operations.

Is waste and recycling finance right for your business?

Waste and recycling finance is ideal for businesses who are looking to: 

• Gain access to assets that will improve business efficiency.
• Maintain a healthy cash flow.
• Have access to flexible financial agreements which are tailored to the specific business requirements.
• Meet business deadlines and targets
• Allowing for the payment of equipment, staff and suppliers
• Require access to quick and flexible funding
• Increase working capital
• Fund new projects

Applying for waste and recycling finance

MAF Finance Group works with a wide panel of banks and alternative finance providers to deliver the most competitive and flexible solution for you.

If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at [email protected].