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Commercial Insurance

Commercial Insurance

Partnered with PIB Insurance Broker, a UK leading specialist in commercial business insurance tailored to help reduce the level of risk for your business through public liability, employers liability or professional indemnity insurance.

What is Commercial Insurance?

Commercial insurance helps businesses identify and protect against risks to their bottom line, enabling them to grow and thrive. Our partners PIB insurance brokers can also help with protecting your business with insurance such as key person, personal guarantee and medical.

Insurance provides cover against standard commercial risks like property, vehicle and fleet, professional liability and travel.

It doesn’t matter what type of business you are either, as we can help those that are sole traders or SMEs, through to the larger corporate companies.

Regardless of the type, size or location of your business, commercial insurance offers invaluable protection against unforeseen circumstances which may cause financial loss, injury or damages.

There are different types of insurance which cover businesses, including public liability insurance, employers’ liability insurance and professional indemnity insurance. These policies can protect against claims made by your clients, employees and members of the public.

Commercial insurance can also prove the credibility of your business and show clients that you are trustworthy.

MAF Finance Group’s commercial insurance products are arranged and administered by PIB insurance brokers who will help you get the right cover for your business.

Types of commercial insurance?

Public liability insurance – This covers the cost of compensation claims and legal fees if a third party is injured, or if their property or possessions are damaged, because of your business.

Employers’ liability insurance – This is a legal requirement for businesses employing personnel. This mandatory cover can protect you from the cost of compensation claims if your employees are injured or ill as a result of working for you.

Professional indemnity insurance – If you offer professional advice or service, professional indemnity insurance protects you against financial loss if a client takes legal action against you for the inaccurate or inadequate advice and work you provided.

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10,000+ Companies Helped
Supporting businesses of all sizes with whole market financial access.

Does everyone need commercial insurance?

Yes – all businesses must have commercial insurance, which protects them from the unexpected and covers their financial liability. If a business employs personnel, they are required by law to have employers’ liability insurance.

Benefits of commercial insurance

The benefits of commercial insurance include the following:

  • Helps safeguard your assets
  • Adds credibility to your business
  • Helps protect your employees
  • Protects your clients
  • Protects yourself against legal action

What are the other options of commercial insurance?

There are many other coverage options that fall under commercial insurance:

Buildings insurance – This covers the cost of repairing or rebuilding your business premises in the event of a fire, flood or storm damage.

Contents insurance – This covers the cost of repairing or replacing the contents of a business, such as goods, stock and equipment, if lost, stolen or damaged.

Fixtures and fittings insurance – This covers repair and replacement costs for items that do not belong to the building but are not in stock, therefore you may choose to add them to your insurance.

Loss of rent insurance – This covers any financial loss you may have during a time when you are unable to rent out your commercial property to tenants.

How to apply for Commercial Insurance

Working with our partners PIB insurance brokers they will be able to provide you with a commercial insurance quote for your business. 

If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at enquiries@maffinancegroup.co.uk.

Other Products We Offer

Additional products in our extensive range
of Financial Solutions

Asset Refinance

Asset refinancing is a way of raising capital against assets you hold on your balance sheet.

Asset-Based Lending

Asset-based lending (ABL) is a type of finance in which a business can use its assets, such as inventory and property to release working capital.

Finance Lease

A finance lease is simply renting the asset over an agreed period of time and you usually remain responsible for the maintenance.

Hire Purchase

Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.

Invoice Finance

Invoice finance provides early access to the funds owed to you in unpaid invoices. If you find your business waiting for customers to pay for your services or products, you could use invoice finance as a way of getting paid sooner.

Recovery Loan Scheme

The Recovery Loan Scheme (RLS) helps businesses of all sizes, with access to loans of up to £2 million.

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