Fit Out Finance

Fit Out Finance for UK Businesses

Create the right environment for your business with tailored fit out finance solutions. Whether you're refurbishing a night club, furnishing your new restaurant, or developing a bar, we can arrange the funding to act upon your intentions.

Fit out finance is ideal for businesses across a range of sectors, from hospitality and healthcare to the nightlife industry, this finance solution ensures your projects can be completed without compromising on cash flow.

What is fit out finance?

Fit out finance is designed to support businesses in transforming their premises by spreading the cost of interior upgrades over time. This funding solution enables you to invest in everything from furniture to lighting, flooring, and specialist equipment, without the need for a large upfront cost.

Whether you're fitting out a new location or refurbishing an existing space, fit out finance gives you the flexibility to take action while maintaining cash flow for other key areas of the business.

Through the finance options available, you can align repayments with your budget and benefit from a space that supports your brand image and enhances the customer experience.

What finance options are available with fit out finance?

Unsecured business loans: This is a finance solution where the loan is granted based upon the creditworthiness of the borrower, instead of being tied to a property or asset. If your business does not own many tangible assets or would prefer not to use them as security, an unsecured loan can be ideal. With this solution, there are no early settlement fees if you would prefer to pay early, making it a flexible source of funding.

Hire purchase: This product allows businesses to purchase assets while paying over a set timeframe. Instead of having to make a large purchase upfront, payments are spread out to ensure that costs are more manageable and align with the revenue cycle of your business. At the end of the term, and once all payments are made, you will own the asset.

Finance lease: Leasing allows you to rent an asset over a pre-determined period. At the leases end, you can either request to extend the lease for further use, or have the asset sold. Finance leasing ensures you can use an asset for its benefits without having to ever own the asset.

Benefits of fit out finance

• Flexible funding solutions
• No collateral with unsecured lending
• Preserve working capital
• Aligned to your budget
• Fast application procedure
• Tailored finance solutions
• No early repayment fees for unsecured loans
• Cash flow injection
• Refinance options available

How long does it take to secure fit out finance?

The time it takes to secure fit out finance will vary depending on the complexity of your requirements and the documents needed. In most cases, once we have all the necessary business and financial information, approvals can be secured within 24 to 72 hours.

Having your business plan, bank statements, and business accounts ready can help speed up the process. Our team will guide you through every step to make sure your funding is in place when you need it.

Applying for fit out finance

At MAF Finance Group, we have access to a large panel of funders to ensure you can receive the finance solution that is most suited to your business.

If you would like to get a quote or learn more, simply fill out the form below. If you would like to speak to us directly, call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at [email protected].