Nursery Care Finance

Finance your Nursery

With a greater number of working parents in the UK, childcare has shifted from a nice-to-have to a must-have.

To meet demand, the nursery industry has continued to evolve, and we’ve arranged funding for purpose-built centres to property conversions.

That’s why having our own specialist healthcare division and funders allows us to scour the market to find the right fit for the right investment.

What is Nursery Care Finance?

Nursery finance allows businesses in the educational sector to fund the installation of a playground at their premises as well as purchase high-quality playground equipment.

This helps child nurseries protect valuable capital for use on other expansion projects or retain their capital as a safeguard against potential cash issues. With a choice of funding options, nursery finance can be adapted to suit individual business’s needs.

The MAF Finance Group healthcare team can provide finance for healthcare equipment for businesses in the UK.

What types of nursery finance are available?

Commercial mortgages: Buying a business property upfront can be costly for many businesses, but a commercial mortgage makes it more financially manageable when taking the first step in buying your own care home. Generally, you'll need a deposit of about 25% of the property's value, followed by monthly mortgage repayments.

Property development finance: Property development finance helps developers secure funding when needed. It’s an ideal option for care home owners looking to expand or relocate. This type of financing includes bridging loans, mezzanine finance, and joint debt and equity, enabling development to begin even without the required capital upfront.

Hire Purchase: Hire purchase agreements are usually agreed for between five and six years. At the start, you make a deposit, followed by a series of fixed monthly payments. Once the final payment is made, your business will fully own the asset.

How does nursery care finance work?

Nursery care finance is ideal for businesses wanting to access high value assets without having to put down and initial large figure. Whilst you don not own the assets initially, the asset can be used for business purposes. Through financing nursery care equipment, you can decide the term length as well as the deposit amount.

Is nursery care finance right for your nursery business?

Nursery finance provides a range of options for funding a playground facility at your nursery. The types of funding involved mean you do not have to use up your business capital and can control your cash flow via the fixed repayment systems that are built in.

Applying for nursery care finance

MAF Finance Group works with a panel of banks and lenders to provide the most flexible solutions available.

If you are interested in getting a quote or need further information, fill out the form below and we will be in touch. If you would like to speak to us directly, call us at 0115 958 6872 and a member of the team will be happy to speak to you. Alternatively, email us at [email protected].