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Nursery Care Finance

We can arrange nursery care finance that helps child nursery businesses grow through the provision of quality services and facilities. It can spread the cost of financing a nursery playground, allowing the business to provide enhanced facilities.

What is Nursery Care Finance?

Nursery finance allows businesses in the educational sector to fund the installation of a playground at their premises as well as purchase high-quality playground equipment.

This helps child nurseries protect valuable capital for use on other expansion projects or retain their capital as a safeguard against potential cash issues. With a choice of funding options, playground finance can be adapted to suit individual business’s needs.

The MAF Finance Group healthcare team can provide finance for healthcare equipment for businesses in the UK.

What types of playground finance are available?

Hire purchase: A hire purchase agreement provides a repayment structure that typically lasts for up to five years. During this time, the repayment amounts are fixed so the business can budget and manage its cash flow sustainably.

This type of playground funding involves making an initial deposit – you can choose your level of deposit to suit the business’s needs, but a larger deposit lowers the ongoing monthly repayments. A completion payment at the end of the agreement then transfers ownership of the asset to your business.

Finance leasing: Finance leasing may be the best way to fund a nursery playground for you. Your business makes fixed rental payments until the contract is completed, at which point the lease may be extended or upgraded.

One benefit of taking out a finance lease is that VAT is paid on each monthly instalment rather than as an upfront lump sum. The business typically holds responsibility for maintaining the asset with this method.

Unsecured business loans: Unsecured business loans offer a fixed repayment structure but do not require any assets as security. As this increases the risk for lenders, the interest rates available may be higher than if you took out a secured business loan. The qualification process for an unsecured loan is typically based on the business’ creditworthiness.

How does nursery care finance work?

Nursery care finance is ideal for businesses wanting to access high value assets without having to put down and initial large figure. Whilst you don not own the assets initially, the asset can be used for business purposes. Through financing nursery care equipment, you can decide the term length as well as the deposit amount.

Is nursery care finance right for your nursery business?

Playground finance provides a range of options for funding a playground facility at your nursery. The types of funding involved mean you do not have to use up your business capital and can control your cash flow via the fixed repayment systems that are built in.

Applying for nursery care finance

MAF Finance Group works with a panel of banks and lenders to provide the most flexible solutions available.

If you are interested in getting a quote or need further information, fill out the form below and we will be in touch. If you would like to speak to us directly, call us at 0115 958 6872 and a member of the team will be happy to speak to you. Alternatively, email us at enquiries@maffinancegroup.co.uk.

Other Products We Offer

Additional products in our extensive range
of Financial Solutions

Asset Finance

Asset finance allows you to purchase an asset for your business by spreading the cost over monthly repayments meaning you won’t need to use your working capital.

Finance Lease

A finance lease is simply renting the asset over an agreed period of time and you usually remain responsible for the maintenance.

Hire Purchase

Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.

Unsecured Business Loans

An unsecured loan is a way of injecting cash into your business if you need help with working capital or general expenses.

Healthcare Finance

Our healthcare division provides finance for a range of assets from care homes to healthcare equipment to businesses across the UK. 

Property Finance

Our property division provides finance from commercial mortgages to property development finance to businesses across the UK.

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