asset refinancing

Asset refinancing is a way of raising capital against assets you hold restructuring all of your existing debt to reduce your current monthly repayments. 

asset refinancing

improve cashflow by refinancing...

Asset refinancing allows your business to improve cashflow by using the equity built up in assets already on your balance sheet. 

We will obtain an up-to-date valuation on the assets you hold to establish the level of capital we can raise against your assets (after settling any existing debt). 

The more equity you have in an asset, the more capital you’ll be able to raise against it.

We can help you reduce your monthly commitments and help you raise capital to purchase new assets, pay deposits, or make new company acquisitions. 

Call 0115 958 6872, email  or fill in an enquiry form for further information.

asset refinance explained...

things to consider...


You aren't selling the asset. You'll make monthly instalments and own it at the end of the agreement


If you've bought an asset in the last 3 months, you could still refinance by 'selling' it to a funder and buying it back


Even if you have an asset on a hire purchase (HP) agreement, you could still refinance it, depending on the equity


Reduce monthly debt commitments or consolidate debt with lower interest rates, reducing your interest burden.

so how does asset refinancing work?

You contact us and tell us that you want to raise some money and have some equipment that you own and want to refinance.

We then contact one of our many funders who will then offer a valuation of the equipment by using the details of the vehicle that you provide - make, model, hours worked/mileage etc.
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We can lend up to 100% of the valuation, though this depends on you business, the chosen funder and your business credit rating.

For example, if the funder states that the machine is worth £100,000, we may be able to arrange funding for you for that amount against that machine.
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We then offer you a quote and if you're happy, we proceed to get you credit approved and issue all required documentation.
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Once everything is approved, the funder releases the money and you begin paying your monthly instalments on the pre-agreed date.

get in touch...

If you would like to get a quote or need further information, simply fill in the form and we will contact you on the date and time that you request.
If you’re having trouble submitting the form, or want to speak to someone directly, you can call us on
0115 958 6872 and a member of our team will be happy to speak to you.
Alternatively, email us at