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Farmland Finance

Farmland  Finance

We can arrange finance and funding for the purchase of farmland. Whether it’s the buying of land or construction, our team are here to help.

Finance Farmland

With acreage and property opportunities often coming up in the world of agriculture, ensuring that finance is secured quickly is key in purchasing the farmland you need.

We can arrange agriculture finance for the purchase of farmland, restructure existing finance agreements and provide you with flexible seasonal payments options.

Why you may require farmland finance

Land Acquisition: Purchasing farmland requires a significant capital investment. Farmers or agricultural businesses may need financing to acquire land for cultivation or expansion.

Equipment Purchase: Modern farming often involves the use of specialized equipment and machinery. Financing can help farmers acquire the necessary tools to increase efficiency and productivity.

Working Capital: Farming operations often have seasonal cash flow fluctuations. Farmland finance can provide working capital to cover expenses such as seeds, fertilizers, labor, and other operational costs during periods of low revenue.

Infrastructure Development: Developing and maintaining infrastructure on farmland, such as irrigation systems, storage facilities, and barns, requires substantial investment. Financing can be used to fund these infrastructure projects.

Crop Inputs: Farmers may require financing to purchase inputs like seeds, fertilizers, and pesticides. This is crucial for planting and cultivating crops.

Livestock Purchase: Livestock farming involves significant upfront costs in acquiring animals. Financing can help cover these expenses and allow farmers to expand their livestock operations.

Technology Adoption: Incorporating modern agricultural technologies, such as precision farming, drones, and other advanced tools, can enhance productivity. Financing can support the adoption of these technologies.

Land Improvement: Farmland finance can be used to improve the quality of the land through activities like soil conservation, drainage, and other land management practices.

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How long does it take to secure farmland finance?

Farmland finance often varies and depends on the business and type of finance required. It might take a few weeks or may require several months of planning. Applicants for farmland finance should have all their accounts in order and available for inspection, just like with any other type of business funding. Bank statements, the last three to five years’ worth of certified accounts, business plans, and specifics on assets and liabilities can all be required.

Secured borrowing, which necessitates the value of the collateral prior to terms being agreed upon, will take longer to obtain than unsecured finance.

It can take a long time to approve loans to establish a farm. A new farmer needs a strong business plan, cost and revenue estimates, and an excellent credit history both personally and in any prior businesses if they have no prior experience. Established farmers looking to mortgage existing property or buy new land might receive a response more quickly, but they should still anticipate a few weeks.

Through out this process the MAF Finance Group agriculture team will help and guide you through the process, co-ordinate between you and the lender and make the application as streamlined and efficient as possible.

Applying for farmland finance

MAF Finance Group can compare finance offerings from a wide panel of lenders to find the best option for you.

If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at

Other Products We Offer

Additional products in our extensive range
of Financial Solutions

Asset Finance

Asset finance allows you to purchase an asset for your business by spreading the cost over monthly repayments meaning you won’t need to use your working capital.

Asset Refinance

Asset refinancing is a way of raising capital against assets you hold on your balance sheet.

Asset-Based Lending

Asset-based lending (ABL) is a type of finance in which a business can use its assets, such as inventory and property to release working capital.

Finance Lease

A finance lease is simply renting the asset over an agreed period of time and you usually remain responsible for the maintenance.

Hire Purchase

Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.

Invoice Factoring

Invoice factoring is a form of invoice finance to release cash If you’re waiting for customers to pay for your services or products.

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