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Tractor Finance

Tractor Finance

We can arrange farming finance and funding for tractors. Whether you want to buy a used or new one, our team are here to help.

Finance Your Tractor

Tractors are the lifeblood of any farm and are vital to the success of a lot of agricultural businesses.

Any tractors or other machinery that you’re looking at purchasing can be new or used and supplied by either a specialist dealer or bought privately.

We can arrange agriculture finance for the purchase of a new or used tractor, restructure existing finance agreements and provide you with flexible seasonal payments options.

Benefits of tractor finance

Some benefits of using tractor finance include:

Flexibility of payment terms:  Tractor finance can provide flexible payment options and payment terms that cater to your business. You can choose from various repayment periods, allowing you to spread the cost of the tractor over time.

Access to a wide range of tractors: Financing a tractor allows you to access a wide range of tractors, including new and used models.

Preservation of working capital: Tractor finance allows you to preserve your working capital, as you don’t need to make a large upfront payment. This frees up funds for other essential aspects of your business, such as expanding business operations, investing in new technologies, or hiring additional staff.

Access to the latest technology: Financing enables you to access the latest tractor technology without the price tag. Newer models often come with advanced features that can significantly enhance the efficiency and productivity of your farm. For example, GPS-guided tractors can save time, reduce fuel consumption, and minimize soil compaction.


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Different types of tractors

Industrial Tractors: Industrial tractors are powerful machines primarily employed in construction and heavy-duty projects.

Row Crop Tractors: Row crop tractors, also known as agricultural tractors, are the backbone of modern agriculture. Specifically designed to navigate crop rows with precision, they offer adjustable wheel widths to accommodate different row spacing in fields.

Autonomous Tractors: Autonomous tractors represent the future of farming. They integrate advanced technology, GPS systems, and sensors to operate without human intervention, enhancing precision and productivity.

Utility Tractors:  Utility tractors adapt to an array of implements, making them ideal for a wide range of tasks, from tilling soil to powering auxiliary equipment to planting and hauling.

How long does it take to secure tractor finance?

Tractor finance often varies and depends on the business and type of finance required.

It might take a few weeks or may require several months of planning. Applicants for tractor finance should have all their accounts in order and available for inspection, just like with any other type of business funding.

Bank statements, the last three to five years’ worth of certified accounts, business plans, and specifics on assets and liabilities can all be required.

Applying for tractor finance

MAF Finance Group can compare finance offerings from a wide panel of lenders to find the best option for you.

If you would like to get a quote or need further information, simply fill in the form and we will contact you. If you want to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at

Other Products We Offer

Additional products in our extensive range
of Financial Solutions

Asset Finance

Asset finance allows you to purchase an asset for your business by spreading the cost over monthly repayments meaning you won’t need to use your working capital.

Asset Refinance

Asset refinancing is a way of raising capital against assets you hold on your balance sheet.

Asset-Based Lending

Asset-based lending (ABL) is a type of finance in which a business can use its assets, such as inventory and property to release working capital.

Finance Lease

A finance lease is simply renting the asset over an agreed period of time and you usually remain responsible for the maintenance.

Hire Purchase

Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.

Invoice Factoring

Invoice factoring is a form of invoice finance to release cash If you’re waiting for customers to pay for your services or products.

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