Contact one of our experts 0115 958 6872 Search Site

Aerial view of two people stood playing golf on a golf course

Golf Finance

Our golf finance team can secure finance for a range of golf related projects across the UK. Whether it’s to replace your existing equipment , purchase new equipment, fund clubhouse development, merchant card services, our specialist team can help.

Golf Finance for UK Businesses

We can arrange funding for a range of golf-related assets, allowing you to purchase grounds care equipment such as mowers and sprayers, implement advanced irrigation systems for optimal course conditions, or invest in robust tractors to maintain your course in pristine condition.

You may want to replace some of your existing golf course equipment or purchase new equipment. Whatever your club goals, we can help you achieve them by arranging specific golf course finance.

What is golf finance?

Golf club finance provide clubs with the opportunity to acquire the latest technology in the sector to maintain and upgrade the standard of the course.

Through securing finance from facilities including hire purchase, operating lease and finance lease, golf clubs can manage cash flow to suit their individual financial needs whilst having the equipment in place to provide a high-quality playing experience for members and visitors alike.

We can support clubs of all shapes and sizes, from those on the Open Rota and in the top 100, to smaller clubs that serve the local market.

We can arrange golf finance to purchase both new and used equipment, we can also look to restructure existing finance agreements to unlock cash for your club.

We Have an
Appetite For ‘Yes’

10,000+ Companies Helped
Supporting businesses of all sizes with whole of market financial access.

Golf club property finance

For businesses looking to build, redevelop or expand golf clubhouses or other properties on the premises, our financial solutions provide the funding to pursue these developments, whilst also ensuring the clubs cash flow is not negatively impacted.

The golf property finance solutions we have available:

Commercial mortgage: Purchasing a property outright can be expensive for many clubs, but a commercial mortgage provides a solution that makes the purchase aligned with your current finances. Typically, you'll need to pay a deposit of around 25% of the property's value, followed by monthly mortgage payments.

Property development: Property development finance provides developers with the funding they need when necessary. It’s a great option for golf clubs who are looking to expand. This financing method include bridging loans, mezzanine finance, and joint debt and equity, allowing development to start even if the full capital isn’t available upfront.

Golf equipment we can provide finance for

Utility Vehicles
Golf Buggies
Green Mowers
Fairways Mowers
Tractors
Irrigation Systems
Launch Monitors
Turf Aerator
Rollers
Verticutters

Benefits of golf finance

Flexible payment terms: Golf finance can provide flexible payment structure tailored to your business. You can select from multiple repayment periods, allowing you to spread the cost of the equipment over time.

Preservation of working capital: As no large upfront payment is required, this frees up funds for other elements of your business, whether that be diversifying business operations, investing in new technologies, or hiring new staff.

Wide range of golf assets: Through applying for golf finance with MAF Finance Group, you have access to a wide range of golf-based assets that can improve the quality of your service.

How long does it take to secure golf finance

How long it takes to obtain golf finance can depend on the business and the specific type of finance facility used. Typically, it may range from a few days to weeks to secure golf finance. Those applying for golf finance need to ensure that all their financial records are ready to be reviewed, as with any other method of financing. This includes bank statements, certified accounts from the past three to five years, business plans, and information regarding assets and liabilities

Applying for golf finance

MAF Finance Group can compare finance offerings from a wide range of lenders to find the best option for you.

If you would like to get a quote or need further information, simply fill out the form and we will be in touch. If you would like to speak to someone directly, you can call us on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at [email protected].

Enquire with our Finance Experts

Golf Finance FAQs

Can I fund both new and used golf assets?

Yes, we can obtain finance for both new and used golf assets.

Can I refinance golf assets?

Yes, with MAF Finance Group, you can refinance golf assets, allowing you to restructure your current agreement and provide cash for your business.

What type of golf assets can I finance through your services?

Through MAF Finance Group, we can provide for utility vehicles, golf buggies, green mowers, fairway mowers, tractors and irrigation systems. As well as this, we can also provide finance for the development and refurbishment of golf clubhouses.

What are the typical terms for golf finance?

The terms and interest rates for golf finance may depend on multiple factors, including the age and condition of the asset, the amount being financed, the length of the repayment term, your business’ creditworthiness, current market interest rates and the specific finance product chosen.

What are the eligibility criteria for securing golf finance?

While criteria can vary depending on the lender, typically, you will need to prove that you are a registered UK business, have full annual accounts, three months bank statements, as well as personal details including the directors full name, date of birth and personal address.

What happens at the end of a hire purchase agreement?

When the hire purchase agreement finishes, you will become the sole owner of the golf asset, from this point, you have the right to sell, refinance or keep the asset for business purposes.

Can I get finance if my business is relatively new or has a less-than-perfect credit history?

While having a strong credit history and an established business can make securing finance easier, you can still secure finance for newer businesses or those with some credit challenges. For new businesses, we may consider factors including business plan, industry experience and credit history. For lower than ideal credit businesses, our relationship with specialist funders may offer more flexible credit criteria, however terms and interest rates may change.