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GP Surgery Finance

We can arrange GP surgery finance that helps medical practitioners to establish their own practice without a huge capital outlay. It offers a range of flexible funding options to purchase, equip, and develop a private GP practice.

What is GP surgery finance?

Finding the funds for a GP surgery is a significant task, but one that is made far easier by using the specialist options available to this sector. The considerable cost of purchasing a surgery, equipping it and growing the business may be limiting for some medical professionals.

GP surgery finance eases the financial element and allows doctors to focus more on the services they provide to their patients. A key element of this type of financing is that it spreads the cost over a defined period, also easing cash flow and preserving capital.

Our healthcare division provides financing for assets for care homes, healthcare equipment to businesses across the UK.

Different types of finance for GP surgeries

Commercial mortgage: With a commercial mortgage, the payments are structured over a designated term. An owner-occupier business mortgage typically requires a deposit to be made of around 25 per cent of the property’s value.

The lender registers a legal charge over the premises so that in the event of default they can repossess it to recoup their money. You may be offered fixed or variable interest rates but fixed rates offer reliability and assurance with budgeting.

Hire purchase: Hire purchase is an ideal solution for healthcare finance, particularly considering the expensive nature of medical equipment. A hire purchase agreement typically lasts for up to six years and allows you to spread the cost monthly.

To start a hire purchase agreement, you put down a deposit on the equipment being financed and this is followed by regular fixed monthly repayments. At the end of the arrangement, you can also make a final payment that transfers ownership to your business.

How does GP surgery finance work?

GP surgery finance is a great option when funding high value assets in a way that suits your business’ financial position. With GP surgery finance, you will not own the asset initially, however you are able to use the asset for business purposes. GP surgery assets if often flexible with its terms, as you can alter the term length and deposit amount to suit your business.

Is GP surgery finance right for your business?

GP surgery finance may be right for your business if you want to avoid significant capital expenditure. The wide choice of finance products means you can tailor the funding to the requirements of your business – for example, whether you want to own the assets at the end of an agreement.

Applying for GP surgery finance

MAF Finance Group work with a panel of lenders and financial institutions provide you with the financial solutions that works for your business.

If you would like to get a quote or need more information, simply fill in the form below and we will be in touch. If you want to speak directly to us, you can call on 0115 958 6872 and a member of our team will be happy to speak to you. Alternatively, email us at [email protected].

Other Products We Offer

Additional products in our extensive range
of Financial Solutions

Asset Finance

Asset finance allows you to purchase an asset for your business by spreading the cost over monthly repayments meaning you won’t need to use your working capital.

Hire Purchase

Hire purchase allows your business to buy an asset by spreading the cost over a fixed period of time with regular monthly instalments.

Finance Lease

A finance lease is simply renting the asset over an agreed period of time and you usually remain responsible for the maintenance.

Healthcare Finance

Our healthcare division provides finance for a range of assets from care homes to healthcare equipment to businesses across the UK. 

Property Finance

Our property division provides finance from commercial mortgages to property development finance to businesses across the UK.

Property Development Finance

We can arrange funding and finance for property development. Whether this is residential or commercial development, our team can assist with your needs.

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Asset Finance up to £100k